Can I transfer my credit card balance to my partner's credit card?

[LordoftheDance]

We're both with the Halifax, I have quite a big debt on my credit card with a small-ish limit, and she has a massive limit but hasn't ever used it.

Does anyone know if it's possible to transfer the balance on my credit card over to hers? If so, would there be a charge? Any repercussions for her?

[cjanderson]

you can't transfer yours to hers :p

she can transfer yours to hers though. I've done balance transfers from one card to another.

wether its possibl? well does her card accept balance transfers? usually there is a 3% fee PLUS interest charged from day 1 (or could be 0% for a year).

Reprercussions: She'd be stuck with the debt if you ran off.

better to pay yours down and use hers for more day to day spending? Or you apply for a 0% BT card and just use that for the old debt and keep your current one paid off each month.

[farmroad38]

Another consideration is that they might not allow balance transfers from one Halifax card to another.